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June, 2013

  1. One Year of Lady (Un)Employed (And One Year at My Job)

    June 29, 2013 by Lady Unemployed

    I can’t believe I missed my one year anniversary of my blog! It actually happened one year ago on May 29th that I started this blog (read my first post).  I started my blog under the suggestion of my mom who thought it would be a good idea for me to blog about being unemployed (by that time, I had been unemployed for a few months). Once I did I immediately love the voice it gave for a difficult period of time.

    A lot can happen in a year and some big changes happened. I found my present job and became “Lady Employed,” my mom lost her job, and my oldest brother moved to a brand new city.

    I can’t quite say that my blog is where I want it to be at this point. I don’t think I blog enough, actually. I’d like to commit to at least twice a week, but we will have to see. I can’t get my footing right either on how I want this blog to grow.

    Anyways, I am also nearing the bend on another one year anniversary, and that is to my current job. This August will be one year. Can you imagine that I was going to reach that point? For those of you who have been on this journey with me, did you think I’d make it a year? I sure didn’t. And actually, things have gotten better and I’m glad that I’ve lasted this year. I am in a field I enjoy and I can say it’s given me a great foundation to a career.

    Anniversary Cake

    Have some cake!

    So, in celebration, I bought a cake for everyone. Have a virtual slice of cake on me!

    Happy Anniversary folks and thank you from the bottom of my heart for reading LadyUnemployed!


  2. What It Means to Fight For What You Want

    June 27, 2013 by Lady Unemployed


    Lately, I’ve had an eye opening experience about what it means to fight for what you want.

    My oldest brother moved in March to a brand new city – one he has wanted to live for over ten years – and he is trying to make it. The interesting thing is he has opened himself up to trusting people, accepting help, being open to instruction, and trying every route possible to make this new city work.

    He has become an inspiration to what it means to keep your spirits and hope alive no matter what situation is facing you. He has been out of work over a year now, but he continues to keep his spirits up and determination strong. This is so humbling to me.

    I never knew my grandfather, but I remember my mom telling me he spent his whole life saying how he wanted to travel around the United States. He couldn’t wait to retire, because that is what he was going to do. He would travel around America once he retired.

    Well, when he turned 62, he retired. 6 months later he died of cancer.

    What my grandfather has taught me is that you cannot wait for your life to start. You cannot put the things off you want to do for a better day. There will never be a better day.

    What my brother has taught me is that the things that you do want to do in life are never easily attained. If you do want them, you have to want them badly enough and be willing to fight for it.

  3. Make It Happen – A Giveaway (My First!)

    June 25, 2013 by Lady Unemployed

    I’m excited! This is my first giveaway at Lady Unemployed! We’ll see how this goes, but when I saw the opportunity to bring this giveaway to you guys, I thought this was perfect. Read below for the details!

    teleseminarJoin us in this awesome giveaway of
    this summer!

    Hosted by Parsimonious Pash

    and all of these wonderful bloggers:

    A Life Full of Laughter, Tammie’s Reviews, Giveaways and More, World of My Imagination, Lady Unemployed, Two Girls and Some Coupons, The Deals and More, Our Wolves Den, My Mommy Reads, Fused Life, Oh Snap! Giveaways & Reviews, Guyanesesista, Diva’s POV

    The giveaway will be live from June 26 – July 10th.

    What’s a TELESEMINAR?
    A Teleseminar is a workshop that happens via classes offered over the telephone at an appointed time, and made available later online.

    What’s the MAKE IT HAPPEN process?
    The MAKE IT HAPPEN process is learning how to slow down and create what you want in just Ten Minutes a Day. It is a shift in how you use time that can change your entire life. It’s gentle, simple and remarkably powerful. It brings you back to you, to the things you want to create in your life.

    How will you benefit from the LIFT/LIFT TELESEMINAR?
    First, let me ask – do any of these statements sound familiar?
    “I’m so busy pleasing everybody else, I don’t have time for what I want!”
    “I’m so busy caring for everyone else, I have forgotten what it means to care for me.”
    “My energy is low and even though I have time on my hands, I don’t feel able to get anything accomplished.”
    “I long to go after certain things in my life, but it feels too scary.”
    is a chance for you to pause, hear from yourself and create a new habit of keeping your own needs a priority. You will be lifted out of places you feel stuck and gently propelled forward. All in Ten Minutes a Day!
    will create a place of complete support and inspiration. In the collectivity of the group, we will be holding each other. In being accountable to the group, we will all be encouraged to stay on track.
    Here’s what you can look forward to:
    24 DAYS – We will spend three days preparing, looking at our lives and listening to ourselves and then three weeks diving into the Life/Lift process. In Ten Minutes a Day, we’ll Make it Happen!
    TELESEMINAR CALLS – There will beTen Minute classes taught over the phone by me, Lorne Holden, and made available later online (in case the phone-in time doesn’t work for you.) These classes will happen five times throughout the course.
    CALL IN SUPPORT OPPORTUNITIES – I will hold three call-in opportunities for people to share questions, joys, challenges, and successes. This is where we can learn from each other and connect.
    PRINTED MATERIALS – You will receive downloadable PDF files of easy to fill-out charts and a 24 DAY LIFE/LIFT CALENDAR. Put a star on every day to mark your accomplishments. Sound like kindergarden? You’re right! Kindergarden is great!
    FACEBOOK GROUP – There will be an invitation only Facebook group where people can share and report in about their experiences with one another.
    DAILY ONE MINUTE LIFE/LIFTS – I will be emailing you One Minute audio files every day of the course – little blasts of daily joy and support to help you in your MAKE IT HAPPEN journey.
    FREQUENT LIFE/LINES – Inspiring quotes to help keep you going in your desired direction.
    FINAL CELEBRATION – I will host a call in celebration where we can report our accomplishments and celebrate one another.
    Register Now – LIFT/LIFT is only open to a limited number of participants.
    Don’t waste any more time. Do it today!
    COST : $240 (Ten Bucks a Day!)
    BONUS! First TEN PEOPLE to register receive a FREE Ten Minute Coaching Session with me, Lorne Holden.
    BONUS! Buddy Up and sign up with a friend and receive a 25% discount off the price of the course.
    BONUS! Sign up as a GROUP OF FIVE and receive a full 50% off the price. That’s right. FIFTY PERCENT!
    If you want to create what you think you can’t, you need a LIFE/LIFT!
    headshotAbout Lorne Holden
    A dynamic speaker, teacher and artist, Lorne Holden is the author of the bestselling book “MAKE IT HAPPEN in Ten Minutes a Day/ The Simple,Lifesaving Method for Getting Things Done.” MAKE IT HAPPEN grew directly out of her experience being a single mother, with a young son at home and no family nearby. She felt she was always struggling to find time for herself and her passions. Then, one day, thanks to the act of planting a single flower, she learned about the power of simple, daily change. This was her LIFE/LIFT moment.
    Lorne Holden now leads speaks and leads seminars on the MAKE IT HAPPEN method, teaches workshops in Successful Self Publishing and continues to write. Originally from Ohio, she graduated with High Honors in English from Middlebury College in Vermont and now lives with her son in New England.

    Good Luck and contact Parsimonious Pash if you have any questions!

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  4. Monday Rant – What’s Your Gripe Today?

    June 24, 2013 by Lady Unemployed

    It’s back! I’ve been on a semi-hiatus lately, because of an increase of stress in my life and that has just taken up my focus and time.

    Anyways, I’m bringing back Monday rant, so bring your weekly gripes and complaints to me and we will bitch and moan together.

    I’m dreading this week a bit, because I’m supposed to be covering someone’s desk on Thursday and Friday. I keep having conversations with them and others on how much of a big deal it is and how overwhelmed I’ll probably feel those two days. I don’t like being set up for that exactly and it makes me want to pull away from the moment completely. Maybe I’ll get lucky and win the lottery this week and never have to go back.

    I’d also like to ask if anyone wants to co-host Monday rant with me. Let me know in the comments or send me an email if you are open to it!

    Anyways, what’s your rant this week? What are you dreading the most? Has your day started off on the wrong foot? Do you have long meetings ahead of you? Are you looking for work and you just are struggling with feeling hopeful?

    Let’s share our gripes together!

  5. Is Starting Your Own Business The Answer To Being Unemployed? – A Guest Post

    June 24, 2013 by Lady Unemployed

    Today I was happy to bring a post that talks about starting your own business. This is packed with great information and each point could be a post of its own, but it’s a great overview on what to expect when starting your own business. Special thank you to Ericka for providing this post for my readers.

    After putting all of your time and energy into your job, getting fired can be a blow to the gut. While getting canned may feel like the end of the world, it might be the kick in the pants you need to turn your lifelong passion into an entrepreneurial opportunity.

    Being self-employed will certainly fix your problem of being jobless, and you never have to worry about getting “pink slipped” again.

    Financing Your Business

    The biggest issue with entrepreneurship is the startup cost. Many people abandon the idea because they feel they can’t afford to take the risk. Keeping your business a one-person operation can keep your costs relatively low. If you transfer skills from your former job, you won’t have to come up with money to pay for basic equipment or training.

    Also, consider purchasing second hand equipment to get you started. As your profits grow, reinvest it back into the business to purchase better equipment. If you don’t have the extra capital to buy everything you need, consider selling some personal belongings you don’t need.
    Since most businesses are not profitable in the beginning, you might not want to use every dime of your savings to finance your venture. If possible, keep at least six months worth of living expenses stashed away. If you received severance pay from your previous employer, consider tucking it away so you don’t end up living under an overpass while your business grows.

    Choosing a Workspace

    You will likely spend more than half of your days working in your office. So the space you choose needs to be comfortable. If you do decide to rent an office away from home, you might want to consider:

    • the location of the space

    • whether or not it will allow your business room to expand

    • the kind of amenities nearby

    • whether or not the Internet connection is up to par

    • whether the space is the right fit for your working style

    In order to save money, a lot of small business owners opt to set up a workspace in their homes. If you go this route and your chosen business will require you to meet with clients, consider renting a virtual office. A virtual office is less expensive than a traditional office space and it will give you a professional mailing address and a professional place to meet with your clients.

    Hiring Employees

    When you first start your business, you will probably be doing all the work yourself. However, as your business gains steam, you may need to hire employees to help. Since high turnover can result in high costs, you want to do your best to hire quality employees. These tips can help.

    • Consult an attorney. You don’t want to inadvertently violate the legal rules of hiring workers for your business

    • Be detailed in your employment ad. You will narrow down the flux of unqualified applicants by being specific about the kind of workers you want

    • Weed through resumes carefully. Sort the resumes into two stacks – “Possibly” and “Heck no.” Toss the resumes that land in the “Heck no” pile in the trash. Go back through the “Possibly” pile to choose your final applicants.

    • Prepare for interviews. Put together a list of open ended questions for your interviewees to answer. The list should contain standard interview questions, as well as some additional questions of your own.

    • Check all references. This will give you a well rounded view of the type of employees you are considering hiring.

    Getting the Word Out

    In order to be profitable, you have to let people know that you’re out there. After you have chosen the kind of business you want to start, choose and research your target market. Once you’ve done all of your research, it’s time to launch your marketing campaign.

    Here are some ideas that may help:

    • start a business website and blog

    • print small ads on postcards and mail them to prospective clients

    • host an open house or seminar

    • send out brochures

    • use content marketing

    • start an email marketing campaign

    • research your competitors to see what they are doing

    • pass out flyers

    • use referral networks

    • cold call

    • use social media

    For ideas that involve sending something physical to prospective clients, it would be worthwhile investing in brand protection in order to avoid any fraudulent activity and ruining your businesses reputation. Make sure you are careful with anything you do within your business.

    No single marketing tactic works every time, so rotate your methods and try different approaches to find what works best. Also, it’s cheaper to keep existing customers than it is to draw in new ones. Reach out to existing customers and keep them coming back by giving immaculate customer service and offering special promotions via newsletters, email and direct mail.

    About the Author: Ericka B is a business coach who loves helping business owners improve in a number of aspects. In her spare time she loves to write; she often writes about business related topics.

  6. Why Weren’t We Prepared for the Student Loans Crisis?

    June 5, 2013 by Lady Unemployed

    If you haven’t heard, we are in a student loan crisis. As I monitor my bank account closely for my automatic payment to go through for my own student loans, I wonder – how they hell did this become a crisis?

    On Yahoo, they have had people share their stories about student loans. You have all types of stories featured here – the overwhelmed graduate who can’t afford their loan to the students who are well able to take on the burden of their debt. You can tell by just reading the comments the story we all would rather hear.

    Call me naïve, but why weren’t any of us more prepared? How the hell did this become a crisis?

    Here’s how I think this happened – in my 101 economics minded brain.

    1) The competition and pressure for the elite colleges (and the lack of respect for attending community college at the university level).

    Now, I will preface by saying that not everyone feels the pressure or need to attend the elite college. Not everyone has a lack of respect for attending community college either.


    When I was in high school, during my senior year, the school newspaper published which college you were going to and my senior year teachers all bragged about students who went to four year schools. I even heard a teacher laugh about a student who went to community college. Many of my classmates who were going to community college felt slighted (me included).

    Now, jump me ahead several years and I’ve transferred to a university from a community college and I’m mentoring students. Among my fellow mentors – those who were maintaining a heavy and impressive work loads with high GPAs – often looked down on the community college students.

    To sum it up in one sentence, up until recently of course, there isn’t a lot of pressure to save money on college.

    2) There is little preparation for the “career” part of your degree.

    I’ve blogged about this before, although I wasn’t exactly meaning to relate this to the student debt crisis. But I have no shame in admitting the career part of college – the part where you are supposed to figure out what the hell you want to do (and how) – doesn’t actually exist. For my university, the career center was a joke. I got more out of my trips to Starbucks then that place.

    I even remember a professor telling me that no one should go to college with the expectation of getting a career (rather use it for learning, opening up your mind, obtaining new points of view, etc.). And tragically, I felt “on my own” (with the support of my mom, of course) in terms of how to build up my career. I’m lucky in that I’m a self-driven, resourceful person, and at 26, two years out of college, I can say that I’m pretty proud where I’m at in my career.

    As for everyone else? Well, if you believe what you read in those stories I have been reading on Yahoo, not everyone can make their career happen (whether it’s personal or economical reasons).

    3) The pressure to pursue a higher degree.

    When I was in my last year of college, I received a lot of pressure about going for my master’s degree. I was encouraged to apply for programs to increase my chances of going for my PhD. I even heard mentors I worked with encourage their first year students to prepare for masters programs.

    I resisted the pressure and instead found a job in the field I was interested in and I’m gaining the experience I need to work in the jobs that pay the better salary.

    I want to emphasize that some careers do need you to go for a higher degree and do require additional certificates to obtain certain jobs. It really depends on the field you want to work in, of course. But it shouldn’t be the answer for everyone.

    When the master’s degree isn’t your answer, it means you need to have patience or tenacity. If you don’t have experience in a field, you will probably get an entry level job (and more than likely, you will get paid low). I’m in those set of circumstances and many jobs that don’t require a degree (and need a specific skill set or experience) are paying more than what I’m making now.  On the other hand, it isn’t too bad of a place to be in if you are entrepreneurial. If you have tenacity, you may just have the skillset and mind frame to make that better paying job happen for yourself.

    4) We can’t afford our student loan payments.

    I’m lucky in that I can afford my student loan payment. Yet, I read a lot of stories that say that students aren’t able to make these payments. I pay about $250 each month in loans and I am only less than $20,000 in student loan debt. I can’t imagine how others are doing with an even higher amount to pay back.

    And here in lies the “crisis” of the student loan crisis.

    Well, see point # 3 above – low paying jobs out of college. We aren’t getting jobs that pay us enough to make our bills. Then see point # 1, the colleges we do end up in are charging a huge amount for us to attend. Then point # 2, there isn’t enough preparation to get the career that can pay us well enough to pay the loans.

    This sick and tragic cycle is why we are here today.  The problem isn’t that the government needs to offer some type of break to students on their loans – and I don’t agree that should happen.

    We need to prepare students for what comes after college and prepare students more to figure out the jobs they want, what major is right for that job, and help them get that job. Internships, on-the-job learning programs, mentoring from those in that field, and ongoing communication with students on they really want to do and really enjoy doing should be part of the curriculum. Help students become entrepreneurs (and that shouldn’t be left for the business majors). Help students be creative and inventive with their careers.

    The university may have started out being an institution of learning and knowledge, but that has changed and evolved. It is also an institution for us to obtain a higher form of existence.  When we learn how to apply the reasons students go to college into the university itself, then we might see our way out of this crisis.